Make Money Save Money

This blog started as MommyOnTheMoney.com as a way to record and share how we survived when we went down to one income right before our son was born. We still run money making and money saving stories from time to time. We've gathered the blog posts and a list of tips, gigs and creative ways to make money - especially as a stay at home parent.

Jump down to ALL our past blog posts on:
Making Money
Saving Money


If you are a blogger or thinking of starting a blog, check out our post:


I have used most of these sites and apps to make extra cash during tough times and still do some of these or make some sort of residual income from some of these today.

*If you sign up for any of these opportunities, I may receive a commission.

Monetize things you normally do or buy.


Use Bing to Search Online

Make sure you change your search engine to Bing right away.  They are run by Microsoft and deliver the same results like Google or Yahoo searches but without the ads.

Follow instructions to make them your default home page and search engine so you can accumulate points. Points add up to Amazon or other gift cards or rewards of your choice. You can also have fun and earn points with tasks and games but simply a normal amount of searching will pay out.

Class Action Rebates


Class action settlements are posted on ClassActionRebates.com and if you check the list now and then, you may find something you qualify for. At the time I wrote this article, Vitamix was paying out a wide range of models for $70 each and I have TWO of them that are affected. I have received checks in the mail for up to $400 for some of these.

Save Money Shopping

Coupons - I have a coupon page on this site.

Use Ibotta - It is like using coupons but it is all done via app. There are a lot of HIGH VALUE coupons there.

Use Ebates - When you shop online, many stores will have a % cash back that will be sent to you via check. Get $10 when you sign up with my link and spend at least $25 at any available retailer.

ShopAtHome.com - Similar to Ebates but check to make sure you are getting the most possible cash back at each site for your purchase.



Survey Sites

I think these are arguably the worst way to make money. They can be tedious and BIG time wasters BUT perhaps one of the easiest ways to cash in right away on work done at home that anyone can qualify for and perfect if you are on bed rest or breastfeeding a newborn.


I thought I'd explain what I think about survey sites in this Q&A style section:

Q: Are survey sites scams?

I've tried all three of the ones below. A good survey site will be clear and follow through on their payout threshold amount, date, and have a way for you to see the money or points you've banked.

Q: Can you actually make money on survey sites?

I made a couple hundred bucks or Amazon gift cards on these sites when I really had nothing else going on.

Q: Which survey sites are the best?

Pinecone Research - I've gotten plenty of surveys at $3.00 each. The money is cashed out through points through Paypal, which is a little bit of a pain, but they never disqualify you from a survey. They email regularly with "household questions" but these are VERY short 5-10 questions each. Their surveys are short and their trials are super fun if you get picked.

EPoll.com - Surveys involve the entertainment industry and watching episodes of tv shows. It is not too difficult to make $30 every few months or so keeping up with these.  Surveys are interesting and entertaining and you never get disqualified.

OpinionOutpost.com - I haven't been on this site in a while, so I hope they've improved because it was a big time waster BUT if you have nothing but time... I powered through a bunch of them when I was pregnant and made a few hundred bucks. After the baby was born, I did get an amazing cloth diaper trial with 8 diapers through them and it set me up to start exclusively cloth diaper for both of my kids!

Swagbucks.com - I used to get $5 Amazon gift cards rolling in 2 to 5 times/month. ($25 is the max.) You can make points by searching or doing tasks or taking advantage of savings. If you use a lot of national brand coupons, I used to print through their site because they get you 10 points per coupon used. Points can really add up this way with minimal effort.



Writing and Creative Sites that Pay

Hubpages.com - This is one of the two sites I started writing on and the other one was acquired by this one. I still make about $100 a year and haven't written on there in years! It is a fantastic place to start if you want to try out blogging but they have a $50 threshold to payout so you will have to work for a while before you will start getting paid.

Fiverr - Although I haven't done much more than open an account and browse the site, you can advertise your writing AND creative services and I've heard good things about hiring people through the site but not much on making money through them so please let us know in the comments!


Transcription, Caption, Translate

Rev.com - If you are a fast typist and excellent at grammer, you can try transcription work at Rev. It doesn't really pay all that well at first but pay increases once you hit a milestone.



Teach a Language online

Be an online Tutor


Stock Photo Sites

Photo sites are great for aspiring photographers and graphic designers. I've put up photos on both of these sites years ago and still receive a small check every now and then. Just know that they are very particular and they rejected a lot of the work I submitted before accepting just a few images.

BigStockPhoto.com - If you take a lot of nice pictures, or do artwork, graphic art or 3D design you can submit them to this site. If they sell, you get a commission. I haven't made the big bucks on this site, but I have a small portfolio with pieces that sell on occasion.

Fotolia.com - Another photo/graphic/art site where you can submit and sell your work. Like BigStock, they are choosy about the artwork they approve, but if it's something you are good at, you may find your niche, there.


Offer Services

Babysitting - Your house or theirs
Pet-sitting - Offer safe and comfy pet sitting in your home or as a drop by service
Dog Walking - Great way to get in shape, make some money, and get a little guy some exercise.


Sell Something



Become an Etsy Seller - If you are clever or crafty, this might be for you.


Sell on Ebay - Sell everything from flea market finds to thrifted fashion.


Become an Amazon Seller


Sell your used clothing - I have a great list of sites where you can sell your used clothing (and buy some too!) I suggest checking that out.



Teach Virtually

VipKid is a company that will pay you to teach online. They pay well but they do require a degree.




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